First wealth advisory, inc.

Providing Clients Choice & Control.

At First Wealth Advisory, we provide personalized financial planning and investment management to help you achieve your goals. Our St. Charles-based firm is led by Chris DeLarme who brings over 25 years of experience to each client relationship. As an independent fiduciary financial planner serving the Tri-Cities of Illinois, we put your interests first – always.

How Can We Help?

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Financial Planning

Helping you visualize your entire financial picture in real time so you can make smart, informed decisions.

Investment Advisory

As an experienced investment advisor serving St. Charles & beyond, we build and manage portfolios designed to match your goals and comfort with risk. 

Insurance Brokerage

Protecting what matters most is part of a complete plan. We offer independent insurance guidance—no quotas, no sales pitches.

Social Security Strategy

Claiming Social Security is a big decision—and we help make it a smart one. As a National Social Security Advisor Certificate holder, Chris offers expertise in coordinating benefits with your broader retirement income plan.

Investment Advisory with a Personal Touch.

We take a holistic approach to wealth management in St. Charles and beyond, tailoring plans for retirement, investments, tax strategy, insurance, and more. One of Chris’ priorities is to provide credible advice and counsel to ensure his clients live the life they want to live with the ease and assurance they deserve. As an Investment Advisor, he is able to provide entire balance sheet oversight and consolidated reporting regardless of where or how assets are managed and offers open architecture products and services with no prescriptive solutions, focusing on his clients’ individual situations and goals.
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Our approach is authentic, professional, and conversational – just like Chris.

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Experienced & Independent

With decades of experience and an independent outlook, we offer objective advice free from corporate agendas or sales quotas. As a fiduciary, our firm is legally and ethically committed to acting in your best interest.

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Local Roots, National Reach

We’re proud to be part of the St. Charles community. Chris understands the values of our Fox Valley neighbors and surrounding communities. While many of our clients are right here in the Tri-Cities, we also work with families across the country.

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Personalized Planning

Financial planning isn’t one-size-fits-all. We start by listening – what are your goals, concerns, and dreams? Then we develop a custom plan that fits your life’s season, helping you adjust your financial plan as life changes.

Who We Work With

Individuals & Families Who Value Personal Advice.

  • Retirees & Pre-Retirees: Creating income strategies, optimize Social Security, and plan for a comfortable retirement lifestyle.
  • Professionals & Business Owners: Assisting entrepreneurs and local professionals with investment management, tax-efficient strategies, and integrating personal and business financial goals.
  • Families & Young Professionals: Whether it's helping you save for college, buy your first home or protecting your growing family, we provide guidance every step of the way.